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Few Words About Aviyan Laghubitta

Aviyan Laghubitta Bittiya Sanstha Limited was registered on 2075/12/24 under Company Act 2063 and got “D” Class Financial Institution operating license from Nepal Rastra Bank on 2076/06/01 as per the Bank and Financial Institution Act 2073. The central office of the Aviyan Laghubitta Bittiya Sanstha is located in Panauti Municipality Ward No.4 Kavre District. The major promotors of this institution are Mega Bank Nepal Ltd. and Kumari Bank Ltd. It is a national level institution and aims to provide banking services to the rural deprived, low income generating group of People and contribute to uplift their livelihood and to some extent eradicate the poverty of Nepal.

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To deliver comprehensive and effective micro financing complete solution strengthening its extensive branch network.


To be a mass based national level viable and sustainable micro financing organization.


The institution aims at providing innovative micro finance services in accordance with the provisions prescribed in Nepal Rastra Bank Act 2058, Bank and Financial Institution Act 2073, Company Act 2063, other prevailing Acts and Memorandum of association of the financial institution. The main objective of this institution is to serve the agricultural enterprises, small entrepreneur and small enterprises with the low investment within the
area of its operation with the facilities of Micro Credit and allied micro finance facilities and to earn the profit for the benefit of the stakeholders whether directly or indirectly.

In view of the same, Aviyan Laghubitta Bittiya Sanstha Limited has the
following specific objectives:

  • To provide financial services to the agricultural enterprises which help in creating self-employment and income opportunities.
  • To make Implementation of business of agricultural production.
  • To make Promotion and development of saving collection among such production group.
  • To work as a financial intermediary in order to obtain deprived sector credit from commercial banks.
  • To make promotion of Agricultural sector by availing credit, training, transformation of technology, availing agriculture inputs and facilitation in marketing of Agricultural products.
  • To provide technical support in production of improved variety of agricultural seed/ seed multiplication program.
  • To assist in transfer of Technology (Agricultural production, livestock raising, Agro Processing, Agro Trading).
  • To encourage rural youth in commercial Agricultural Enterprises.
  • To support cooperatives in processing & trading of Agricultural Products.
  • To support members in production of climate smart agricultural practices.
  • To facilitate members in marketing of Agricultural products (establishment of collection center, price information, demand information, information sharing among cooperatives mobile applications).
  • To make coordination and linkage with similar national and international level cooperatives, micro financing institutions, banks, donor agencies, NGO’s and INGO’s.
  • Priority in inclusiveness (inclusion of poor, vulnerable and social excluded group)